Your bank said no? We'll find someone who says yes.
Business loans, working capital and lines of credit matched to your business, without the runaround. We compare 40+ lenders for you.
Takes 60 seconds. A broker calls you with your options. Free, no obligation.
- No impact on your credit score.
- Real brokers, not a call centre.
- Low doc options available.
Watch · 2 min
Check if you qualify for business finance
Takes about 60 seconds. A Finbay broker reviews your answers and calls you with your options. No obligation.
Finbay Group Pty Ltd t/a Finbay Capital, Credit Representative 461520, is authorised under Australian Credit Licence 389328.
Four things worth checking before you apply
The right lender and structure can make a real difference to cash flow.
Cash flow gaps between invoices
Waiting 30 to 90 days to get paid shouldn't mean turning down work.
Slow bank approval holds you back
Bank loans can take weeks. We work with lenders who can assess and fund in days, not months.
ATO debt piling up
Some lenders specifically help businesses catch up on tax.
Not sure what you qualify for
We assess your business against 40+ lenders so you're not guessing which one will say yes.
From enquiry to funded
The same process behind every Finbay client, tuned for business finance.
Discovery
We map your financial position and what you're trying to achieve, no jargon, no pressure.
Research & strategy
We compare your options across our 40+ lender panel and build a tailored strategy for your situation.
Approval
We manage the paperwork and liaise with the lender directly to keep your approval moving fast.
Settlement
Once approved, funds can be released quickly, often within days, so cash flow pressure doesn't hold your business back.
Ready to see what you qualify for?
Hey, I'm Scott
Founder & Managing Director: Built on Strategy, Integrity & Real Outcomes
We've helped countless clients secure business loans and asset finance with tailored strategies, and I've vowed to donate $25 from every loan to the Mark Hughes Foundation in honour of my father.
Backed by a Specialist in Asset and Business Finance
Alongside me, Jake Jones brings 7+ years of experience in asset and commercial finance, structuring equipment, vehicle and working capital finance that fits how business owners actually operate.
20+ Years of High-Level Experience in Finance & Risk
Decades spent in asset finance and credit environments means I've seen every lending scenario under the sun. Clients love knowing they've got someone who can spot problems before they happen and steer them safely through the process.
Free to check, no obligation to proceed.
Real results, real Finbay clients
Genuine reviews from our Google Business Profile.
“I had a great experience with Finbay Capital. Scott was amazing and extremely helpful throughout the entire process. He made everything clear, easy to understand, and was always available to answer any questions.”
“Scott is honestly on another level. From start to finish, he made the whole process smooth, stress-free, and actually enjoyable, something I never thought I'd say about dealing with finance. No confusion, no runarounds, just honest advice.”
“Scott was absolutely outstanding and so helpful! Not only is he a brilliant broker but he's an awesome financial strategist. He takes the time to explain the options available to help you think outside the box, with no pressure attached.”
“Scott was exceptional from start to finish. Professional, knowledgeable and incredibly efficient, he made the entire process feel seamless and well managed. His communication was clear and consistent throughout.”
Free to check, no obligation to proceed.
Business finance, answered
Plain-English answers to the questions we hear most.
Still waiting on the bank? Let's find out what you qualify for.
Free to check, no obligation to proceed.